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Bro. Oliver Bugarin, Financial Advisor (Retirement Planning for Health Care, Estate and Inheritance Taxes, Wealth Buidling and Wealth Preservation)
for Life/Variable Investment / Non-Life
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LL+: 632+994-1722
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More Axa Philippines Financial Advisor (Retirement Planning for Health Care, Estate and Inheritance Taxes, Wealth Buidling and Wealth Preservation)s

Retirement Planning

Secure My Future: Free Financial Education

RETIREMENT in Philippines

Our retirement planning topics:

1. The silent saving killer
2. Steps to retirement planning
3. Common mistakes for retirement planning
4. Running of time? Catch-up
5. Making your money last a lifetime
6. Preparing for the end of retirement

HEALTH INSURANCE : HEALTH PROTECTION

PROTECTION WITH INVESTMENT GROWTH

HIGH GROWTH POTENTIAL

Retirement is the point where a person stops employment completely. A person may also semi-retire by reducing work hours.

An increasing number of individuals are choosing to put off this point of total retirement, by selecting to exist in the emerging state of Pre-tirement.

Many people choose to retire when they are eligible for private or public pension benefits, although some are forced to retire when physical conditions no longer allow the person to work any longer (by illness or accident) or as a result of legislation concerning their position. In most countries, the idea of retirement is of recent origin, being introduced during the late 19th and early 20th centuries. Previously, low life expectancy and the absence of pension arrangements meant that most workers continued to work until death. Germany was the first country to introduce retirement, in 1889.

Nowadays, most developed countries have systems to provide pensions on retirement in old age, which may be sponsored by employers and/or the state. In many poorer countries, support for the old is still mainly provided through the family. Today, retirement with a pension is considered a right of the worker in many societies, and hard ideological, social, cultural and political battles have been fought over whether this is a right. In many western countries this right is mentioned in national constitutions.

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